Glossary of Safety Terms P - T



PD: See Permanent Disability.

Permanent disability (PD): A legal term - not medical - that refers to any lasting disability that results in a reduced earning capacity after maximum medical improvement is reached.

Permanent disability benefits: Payments provided when an employee's work injury permanently limits the kinds of work an employee can do.

Personal protective equipment (PPE): Equipment worn or used by workers to protect themselves from exposure to hazardous materials or conditions. The major types of PPE include respirators, eye protection, ear protection, gloves, hard hats and protective suits.

Physician: Depending on the state, this may refer to a medical doctor, an osteopath, a psychologist, an acupuncturist, an optometrist, a dentist, a podiatrist or a chiropractor.

Piece work / piece rate: Work that is paid for according to the number of units turned out.

Policy: The contract issued by the insurance company to the insured (your business).

Policy period: The length of time a policy is in force, from the beginning or effective date to the expiration date.

PPE: See Personal Protective Equipment.

PPO: See Preferred Provider Organization.

Preferred Provider Organization (PPO): Hospital, physician or other provider of health care that an insurer recommends to an insured party. Insurance companies can negotiate directly with the PPO for lower-cost services.

Premium: The amount paid by an insured (your business) to an insurance company to obtain or maintain an insurance policy.

Process Safety Management (PSM): Both a methodology to ensure safety and a set of standards enforced by OSHA programs. PSM focuses its safety activities on chemical-related systems, such as water treatment plants and chemical manufacturing plants, wherein there are large piping systems, storage, blending and distributing activities.

PSM: See Process Safety Management.

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Renewal policy: Issued as a renewal of a policy expiring in the same company.

Repetitive Strain Injury (RSI): See Musculoskeletal Disorder.

RIMS: See Risk and Insurance Management Society.

Risk: A measure of the severity if a hazard should manifest.

Risk and Insurance Management Society (RIMS): A national organization that provides ongoing education, training and information to those in the risk management field.

RSI: Repetitive strain injury. See Musculoskeletal disorder.

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Safety communication: The collective means by which safety information is disseminated to employees, including the classroom, departmental safety meetings and written communications such as posters, newsletters and postings of regulatory agency inspection findings.

Safety coordinators: Individuals within departments or colleges who assist in implementing the workplace safety program in their respective areas.

SB198: Historic California Senate Bill (198) requiring employers to put into place an injury and illness prevention program.

SCBA: Self Contained Breathing Apparatus.

Serious (injury or illness): An injury or illness that requires employee hospitalization for more than 24 hours for other than medical observations.

Serious violation (OSHA): Exists if there is a substantial possibility that death or serious physical harm could result from either an exposure that exceeds permissible limits or from practices, methods, operations or processes used in the workplace.

Social security disability benefits: Long-term financial assistance for totally disabled persons, granted by the U.S. Social Security Administration. (These benefits may be reduced by workers' compensation payments in some states.)

Subjective factors: The amount of pain and other symptoms described by an injured worker; these factors may carry very little weight in comparison to objective measurements.

Subrogation: The assignment of rights of recovery from the insured party.

Supervisors: Those persons who have the authority to direct the tasks of other employees and who are therefore responsible for the job-related environments to which their workers are exposed. Supervisors may also be required to develop local area procedures, train workers in health and safety, enforce rules and maintain records.

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Tailgate safety meetings: Short (10 - 15 minute) on-the-job meetings in construction and heavy industry held to keep employees apprised of work-related hazards. See also toolbox safety meetings.

Temporary disability benefits: Paid when an employee loses wages because of an injury that prevents him / her from his / her usual job while recovering.

Terrorism: The use of force to demoralize, intimidate and subjugate; a political weapon or policy.

Third Party Administrator (TPA): An organization that performs managerial and clerical functions related to an employee benefit insurance plan or an insurance plan such as workers' compensation.

Threat: An indication of imminent danger or a source of harm.

Title 29: The section of the Code of Federal Regulations dealing with the regulations of the Occupational Safety and Health Administration (OSHA).

Toeboards: Provided on all open sides and the ends of railed scaffolds at locations where people work or pass under the scaffold, and at all interior floor, roof and shaft openings. A standard toeboard is four inches minimum from its top edge to the level of the floor, platform, runway or ramp, and must be securely fastened in place.

Toolbox safety meetings: Short on-the-job meetings in heavy industry and construction to keep employees apprised of work-related hazards. See also tailgate safety meetings.

TPA: See Third Party Administrator.

Training: Classroom instruction, site safety meetings, on-the-job training and written materials provided to employees to make them aware of workplace hazards and how to prevent accidents and illnesses.

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