Glossary of Safety Terms U - Z

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

U

Underwriter: The person who reviews an application for insurance and decides if your company is acceptable, as well as what insurance premium to charge.

Underwriting: The process an insurance company uses to decide whether to accept or reject an application for a policy.

Universal precautions: An approach to infection control in which all human blood and certain human body fluids are treated as if known to be infectious for HIV, the hepatitis B and C viruses and other bloodborne pathogens.

UR: See Utilization Review.

Utilization Review (UR): The process that insurance companies use to decide whether to authorize and pay for treatment.

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V

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W

Willful violation: Occurs when the employer commits an intentional and knowing violation of safety law or when the employer did not consciously violate a safety law but was aware that an unsafe or hazardous condition existed and made no reasonable effort to eliminate the condition.

WMSD: Work Related Musculoskeletal Disorder; see Musculoskeletal Disorder (MSD).

Workplace safety program: A program that aims to develop a long-term plan that is successful in protecting people from injury and death, that complies with regulations and that controls the associated financial costs of loss.

Work restrictions: Typically a doctor's description of the work that an employee can and cannot do.

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X

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Y

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Z

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